{"id":33906,"date":"2022-09-29T15:57:28","date_gmt":"2022-09-29T11:57:28","guid":{"rendered":"https:\/\/preprod.villa-vie.com\/?p=33906"},"modified":"2022-11-03T08:38:17","modified_gmt":"2022-11-03T04:38:17","slug":"the-keys-to-investing-in-a-property-in-mauritius","status":"publish","type":"post","link":"https:\/\/www.villa-vie.com\/en\/2022\/09\/the-keys-to-investing-in-a-property-in-mauritius\/","title":{"rendered":"The keys to investing in a property in Mauritius"},"content":{"rendered":"\n<h3 class=\"has-villavie-blue-color has-text-color wp-block-heading\"><a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/\" target=\"_blank\" rel=\"noreferrer noopener\">Investing in Mauritius<\/a>: find the right property for your budget and your needs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You have seen a\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/houses-villas\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>house for sale in Mauritius<\/strong><\/a>\u00a0and you are more eager than ever to take the plunge. Who would not dream of owning a property in such a paradise? This is not the time to rush, because, like any investment, it requires good organisation and, of course, the support of an\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/real-estate-agency-mauritius\/\"><strong>expert real estate agency<\/strong><\/a>. Here are the key steps that you can follow to enter the Mauritian real estate market like a pro!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-pullquote\"><blockquote><p>Mauritius: a top destination<\/p><\/blockquote><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">A well-defined budget is essential for a sustainable and profitable <a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/houses-villas\/\" target=\"_blank\" rel=\"noreferrer noopener\">real estate investment<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Keep these things in mind:<\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">The repayment of your mortgage loan<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you are looking to\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/houses-villas\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>buy a luxury villa in Mauritius<\/strong><\/a>\u00a0or a\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/apartments-penthouses-duplex\/\"><strong>high-end <\/strong><\/a><strong><a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/apartments-penthouses-duplex\/\" target=\"_blank\" rel=\"noreferrer noopener\">apartment<\/a><\/strong>, it\u2019s like you will be borrowing from a bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The first critical question to figure out is what mortgage repayments can you afford? This will determine the amount that you can borrow towards your investment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once each monthly payment has been debited from your bank account, how much will you have left to live on (the famous &#8220;reste \u00e0 vivre&#8221; calculated by the bank) and meet your other expenses?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color wp-block-heading\">The repayment period of your real estate loan<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">What are the terms of your mortgage?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Over how many years do you want to spread out the repayment of your loan? This question is essential and depends on several elements:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The amount of your contribution;<\/li>\n\n\n\n<li>Your age, for example, if you are counting on real estate to prepare your retirement in Mauritius;<\/li>\n\n\n\n<li>Your professional stability.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">Your needs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mauritius has set up several\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/real-estate-projects\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>real estate programs for non-residents<\/strong>\u00a0<\/a>who wish to invest in the country through this particular sector. It is therefore possible today for any foreigner:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/long-term-real-estate-rental-mauritius\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>invest in rental property in Mauritius<\/strong><\/a><\/li>\n\n\n\n<li>To\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/houses-villas\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>buy a villa in Mauritius<\/strong><\/a>\u00a0or an apartment to prepare your retirement<\/li>\n\n\n\n<li>To add a property to your real estate assets to pass it on to your descendants<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color wp-block-heading\">Make sure you choose a reliable agent<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Buying a property is a beautiful project, so, to ease at the progress of each step, as a buyer, you must make some decisions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The choice of a reputable,\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/real-estate-agency-mauritius\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>reliable real estate agency in Mauritius<\/strong><\/a>, which knows perfectly the reality of the Mauritian terrain<\/li>\n\n\n\n<li>Choose, preferably with your agent, the location of your property according to your needs, your budget, and your project<\/li>\n\n\n\n<li>Choose the type of property that suits you<\/li>\n\n\n\n<li>Prepare the financing of your purchase<\/li>\n\n\n\n<li>Provide all the documents required by the administration to obtain the authorization to buy in Mauritius<\/li>\n<\/ul>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color wp-block-heading\">Property Schemes in Mauritius<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">As with any important project,\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>buying a property in Mauritius<\/strong><\/a>\u00a0can be stressful. However, by proceeding step by step, the result often exceeds expectations. Our advice:<\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">Choose the real estate program that suits you<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No less than 5 programs are available to foreigners wishing to become homeowners in Mauritius:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The\u00a0<a href=\"https:\/\/www.villa-vie.com\/news\/1183\/vefa.htm\" target=\"_blank\" rel=\"noreferrer noopener\">VEFA &#8211; Sale in the future state of completion<\/a><\/strong><br>This program allows you to sign a sales contract before or during the construction of a property.<br><br><strong>The Integrated Resort Scheme (IRS)<\/strong><br>The IRS allows non-residents to invest in luxury villas in a gated community with a variety of amenities.<br><br><strong>Real Estate Scheme (RES)<\/strong><br>Under the Real Estate Scheme (RES), the plots are smaller and the conditions less restrictive.<br><br><a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/real-estate-projects\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Property Development Scheme (PDS)<\/strong><br><\/a>The PDS revolves around flexibility, localized social and economic contribution, environmental friendliness, and ecology.<br><br><strong>The Smart City Scheme (SCS)<\/strong><br>The Smart City Scheme promotes Mauritius as a hub for international business and a sustainable destination. Of course, these programs are subject to conditions, which your real estate agent will communicate to you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">EDB Approval<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>purchase of a property in Mauritius<\/strong><\/a>\u00a0is subject to approval through the\u00a0<a href=\"https:\/\/www.edbmauritius.org\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Economic Development Board (EDB)<\/strong><\/a>. It is therefore required that each candidate compiles a complete file including various documents and fees as they go through the property purchasing process, which your real estate agent will communicate to you.<\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">The services of a professional and certified real estate agent<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">As a non-resident, the Mauritian real estate sector may seem complex. A professional real estate agent is undoubtedly the most qualified to provide you with clear, up-to-date information, whether it be on the legal aspect or specific to the real estate sector. Quality-price ratio, trusted promoters, network, verification of documents provided by a professional real estate agent all go towards guaranteeing an efficient real estate investment.<\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">A good notary<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">By hiring the services of an experienced notary, they will quickly take care of drafting the various necessary documents, and also will be able to verify the conformity of your documents.<\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">Current real estate market in Mauritius<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If the current pandemic has shaken the vast majority of sectors, Mauritian real estate has come out on top: as always, it acts as a haven for investors, due to the drop in stock market values.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Moreover, thanks to the depreciation of the Mauritian rupee, buyers can save between 5 and 10% on the purchase price of a property, benefiting from a particularly favorable exchange rate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Real Estate Agents are accountable.<\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">Mauritius has put in place the &#8220;Real Estate Agent Authority Bill&#8221; which has three objectives:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To promote transparency, accountability, and integrity in the business activities of real estate agents, land developers, and property developers<\/li>\n\n\n\n<li>To protect and assist persons engaged in real estate transactions with these professionals<\/li>\n\n\n\n<li>Ensuring better compliance with recommended international best practices and standards to combat money laundering and terrorist financing through the real estate sector<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It particularly concerns:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Real estate agents;<\/li>\n\n\n\n<li>Land promoters;<\/li>\n\n\n\n<li>Real estate promoters.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This simply means that as a non-resident buyer, you can rely on real estate agents who are certified and closely monitored by the authorities in the performance of their duties. If there is any doubt on the ability of the real estate agent, the buyer can turn to the authorities to benefit from all the legal protections required for a successful real estate purchase in Mauritius.<\/p>\n\n\n\n<h3 class=\"has-villavie-blue-color has-text-color has-medium-font-size wp-block-heading\">A Leading Destination for\u00a0<a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/\">Property <\/a><a href=\"https:\/\/www.villa-vie.com\/en\/property-for-sale-mauritius-foreigners\/\" target=\"_blank\" rel=\"noreferrer noopener\">Investment<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For several years now, Mauritius has been shaping its legislation to facilitate foreign investment in the country, particularly through real estate. With good preparation and professional accompaniment, transform the purchase of your villa or your apartment into a successful and profitable project!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investing in Mauritius: find the right property for your budget and your needs    You have seen a\u00a0house for sale in Mauritius\u00a0and you are more eager than ever to take the plunge. [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":33895,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-33906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The keys to investing in a property in Mauritius - Villa-Vie<\/title>\n<meta name=\"description\" content=\"The keys to investing in a property in Mauritius. 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